Search for Properties | Featured Listings | Buying | Selling | Area Info | Contact  Quick Links HOME PAGE HOMES FOR SALE FEATURED LISTINGS FORECLOSURES COMMUNITIES LIST WITH US MEET THE TEAM NEW LISTING ALERT 15 SECOND APPRAISAL SCHOOL INFORMATION HOME BUYING SELLING A HOME FREE REPORTS FORMS HOME FINANCE FINANCING TERMS TOOLS TODAY'S RATES TESTIMONIALS LOCAL NEWS MOVIE TIMES  Communities ALL COMMUNITIES BLUE RIDGE BLAIRSVILLE CHERRY LOG TURTLETOWN ELLIJAY JASPER MORGANTON COPPERHILL HIAWASSEE MURPHY TALKING ROCK MINERAL BLUFF DUCKTOWN HAYESVILLE YOUNG HARRIS DIAL Buying a Home HOME SEARCH NEW HOMES FEATURED LISTINGS OPEN HOUSES NEW LISTING ALERT THE BUYING PROCESS HOME LOAN PROCESS FINANCE CENTER FIRST TIME HOME BUYING HOW TO HIRE AN AGENT HOW TO HIRE AN INSPECTOR INSPECTION CHECKLIST NEGOTIATING AS A BUYER TAX BENEFITS HOME BUYING BUY AS AN INVESTOR BUYERS RESOURCE CENTER DOWN PAYMENT ASSISTANCE BUYING RETIREMENT HOME BUYING FIXER UPPER 2ND HOME BUYER BUILD OWN HOME TYPICAL FAMILY BUYER SINGLE BUYER VACATION HOME BUYER HOME MOLD INSPECTION REMODELING HOME INSURANCE Selling a Home WHY USE US WHY LIST WITH US WHAT IS MY HOME WORTH? WHAT WILL MY HOME SELL FOR? WHICH AGENT IS BEST SELLING YOURSELF SETTING THE PRICE HOME STAGING SELLING PROCESS NEGOTIATING AS A SELLER TAX IMPLICATIONS 1031 TAX EXCHANGE SELLERS RESOURCE CENTER SELLER ASSISTED BUYING Home Loan Center HOME LOAN CENTER LOAN PROCESS TYPES OF LOANS TYPES OF LENDERS 0 DOWN VA VET LOANS FHA HUD COP NEXT DOOR NURSE-DOCTOR HOME LOANS TEACHER HOME LOANS MILITARY HOME LOANS SINGLE PARENTS STATE SPONSORED GIFTING PROGRAM POOR CREDIT RAISE CREDIT SCORE ESCROW CREATIVE FINANCING Property Spotlight 1 of 5 photos Ellijay For Sale $7,900 0 Beds / 0 Baths Buildable, Gentle Wooded Lot that has new survey & soil test complete... more >> 1 of 3 photos Blue Ridge For Sale $31,250 0 Beds / 0 Baths FORECLOSURE LOT!!!! Great lot with Gentle, Rolling Terrain, Mountain View, All paved roads, End of the Road Privacy. Property is being sold as-is with no warranties expressed or implied... more >> 1 of 3 photos Blue Ridge For Sale $33,700 0 Beds / 0 Baths FORECLOSURE LOT!!!! Great lot with Gentle, Rolling Terrain. Long Range Mountain View can be aquired on this lot with tree trimming!! All paved roads, End of the Road Privacy... more >> 1 of 2 photos Ranger For Sale $40,000 0 Beds / 0 Baths Endless Panoramic Mountain Views are what youll get from this 1... more >> 1 of 8 photos Ellijay For Sale $53,000 2 Beds / 1 Baths 40 ft Hy-Line Camper with Bay Window that overlooks the river! Upgrades include high efficiency stack washer & dryer, 2 slideouts, ducted heat and air, six sleeper, 2 door model... more >> 1 of 5 photos Blue Ridge For Sale $55,000 0 Beds / 0 Baths Superb Lot in Upscale Subdivision! Beautiful Panoramic Views of Layers & Layers of Mountains!!.. more >> 1 of 4 photos Ranger For Sale $55,000 0 Beds / 0 Baths Endless Panoramic Mountain Views are what youll get from this 1... more >> 1 of 1 photos Blue Ridge For Sale $114,000 0 Beds / 0 Baths 278 Ft. of Little Fightingtown Creek Frontage!! Gentle laying lot with Easy Creek Access. Excellent Building Site Sits Above this Noisy Creek thats one of North Georgias Premier Trout Streams... more >> 1 of 7 photos Blairsville For Sale $119,900 3 Beds / 2 Baths SHORT SALE!! BRING ALL OFFERS!!!!! Great Low Maintenance Ranch Style Home with Custom Floor Plan!.. more >> 1 of 1 photos Blue Ridge For Sale $134,900 0 Beds / 0 Baths 613 of Little Fightingtown Creek Frontage!! Gentle laying lot with Easy Creek Access. Excellent Building Site Sits Above this Noisy Creek thats one of North Georgias Premier Trout Streams... more >> 1 of 5 photos Blue Ridge For Sale $139,900 0 Beds / 0 Baths 9... more >> 1 of 8 photos Morganton For Sale $149,900 2 Beds / 3 Baths Retreat to the Mountains and Enjoy Getting Away to this 2BR/3BA Cabin with a Year Round Mountain View From All Three Levels!.. more >> 1 of 0 photos Mineral Bluff, For Sale $174,900 2 Beds / 2 Baths Enjoy Peace, Quiet & Privacy in the Mountains from this 2BR/2BA cabin sitting on 6 acres..... more >> 1 of 8 photos Blue Ridge For Sale $189,000 2 Beds / 2 Baths Great Bargain on this 2BR/2BA home sitting on 4... more >> 1 of 5 photos Blue Ridge For Sale $199,000 0 Beds / 0 Baths Over 1300 of creek frontage, rolling pasture land and majestic mountain views all encompass this 12.45 acres... more >> 1 of 0 photos Blue Ridge, For Sale $220,000 1 Beds / 3 Baths Still under construction but approx. 95% complete! 1BR/2BA and sleeping loft on 1.7 acres with 175 of Toccoa River Frontage!! Come in and finish the way you want..... more >> 1 of 8 photos Cherry Log For Sale $259,000 3 Beds / 2 Baths This property has it all...lake frontage, creek frontage, private location and tons of charm! Fully Furnished 2BR/1... more >> 1 of 8 photos Blue Ridge For Sale $275,000 3 Beds / 2 Baths Astonishing Views of Lake Blue Ridge & Multi-Mountain Layers are what youre going to get from almost Every Room of this Cabin!.. more >> 1 of 0 photos Blue Ridge, For Sale $279,000 2 Beds / 2 Baths Prow Front Chalet with tons of glass so you can see the Year Round Long Range Mountain & Pasture views!.. more >> 1 of 0 photos Reliance For Sale $439,000 3 Beds / 3 Baths New 4536 Sq Ft Home In The Mountains Sitting Among Towering Pines And Hardwoods Perched On A Mountain With Mountain Views. National Forest Borders 2 Sides And Offers Total Privacy... more >> View All Our Picks >> Invest in Real Estate There are many benefits and reasons to invest in real estate. Lower Your Taxes Tax incentives for BLUE RIDGE real estate investors can often make the difference in your tax rates. Deductions for rental BLUE RIDGE home can often be used to offset wage income. Tax breaks can often enable investors to turn a loss into a profit. For which items can investors get tax breaks? You could claim deductions for actual costs you incur for financing, managing and operating the rental BLUE RIDGE home. This includes mortgage interest payments, BLUE RIDGE real estate taxes, insurance, maintenance, repairs, BLUE RIDGE home management fees, travel, advertising, and utilities (assuming the tenant doesn't pay them). These expenses can be subtracted from your adjusted gross income when determining your personal income taxes. Of course, these deductions cannot exceed the amount of BLUE RIDGE real estate income you receive. In addition to deductions for operating costs, you can also receive breaks for depreciation. Buildings naturally deteriorate over time, and these "losses" can be deducted regardless of the actual market value of your BLUE RIDGE home. Because depreciation is a non-cash expense -- you are not actually spending any money -- the tax code can get a bit tricky. For more information about depreciation and various tax alternatives, ask your tax advisor about Section 1031 of the U.S. Tax Code. Have a Positive Cash Flow There are two kinds of positive cash flows: pre-tax and after-tax. A pre-tax positive cash flow occurs when income received is greater than expenses incurred. This sort of situation is difficult to find, but they are usually a strong and safe investment. An after-tax positive cash flow may have expenses that outweigh collected income, but various tax breaks allow for a positive cash flow. This is more common, but it is generally not as strong or safe as a pre-tax positive cash flow. Regardless of what kind of BLUE RIDGE real estate you choose to invest in, timely collections from your tenants is absolutely necessary. A positive cash flow -- whether it be pre-tax or after-tax -- requires rental income. Be sure to find quality tenants; a thorough credit and employment check is probably a good idea. Use Leverage One of the most important factors in determining a solid investment is the amount of equity you are purchasing. Equity is the difference between the actual worth of the BLUE RIDGE home and the balanced owed on the mortgage. Benefit from Growing Equity While investing in BLUE RIDGE real estate is relatively complex, it is often worth the extra work. When compared to other financial investments, like bonds or CD's, the return on investment for BLUE RIDGE real estate purchases can often be greater. The key to BLUE RIDGE real estate investing is equity. Determine an amount of equity that you want to achieve. When you reach your goal, it's time to sell or refinance. Determining the proper amount of equity may require the assistance of a BLUE RIDGE real estate professional.

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